It’s easy to swipe your card and not even notice how much your total came to. I just want to warn you to use it with caution. So, I certainly don’t mean to tell you to never use credit. Not to mention, the people in line behind you would scoff if you dared to pull out your checkbook (I used to pay with this method all the time, but it’s unthinkable now!). After all, who can afford to buy a home without a mortgage? And it sure is nice to pay with a simple swipe of a card rather than to count out dollars and change. Sure, using credit from time to time is okay and even necessary. We need to keep a diligent eye on what we’re spending and strive to live within our means as much as possible. But it also took me a long time, a lot of hard work, and years of pinching pennies to pay it all off. Don’t get me wrong-credit got me through some tough times and I am very grateful for it.
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